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Showing posts from February, 2017

Remaja Berbasikal Maut Dirempuh: Apa Kata Saya

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Beban Kewangan & Budaya Hidup Bermewah-Mewah

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Salam pagi Sabtu,

Serius sedikit isunya pagi ini:


KUALA LUMPUR: Malaysia’s Gen Ys are experiencing significant financial stress early in their life with many living beyond their means and trapped in emotional spending, according to a new study by the Asian Institute of Finance (AIF). The survey showed a majority of Gen Ys were relying on high cost borrowing, with 38% reported to be taking personal loans and 47% engaged in expensive credit card borrowings, while only 28% felt confident in their financial literacy. It also showed that an alarming 75% of Gen Ys have at least one source of long-term debt such as car loans, education loans and mortgages, while 70% of those who own credit cards tended to pay the minimum monthly payment and 45% did not pay debt on time at some point. The report said although making up the largest consumer pool and having high spending power, the Gen Ys were lacking confidence in financial literacy as the majority of them (58%) rated themselves as having average …

Syurga Yang Tidak Dirindukan & Anniversary Perkahwinan - 3 tahun!

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Hari ini genap 3 tahun ulang tahun perkahwinan saya. Alhamdulillah. Kalau ikut tahap perkembangan manusia, 3 tahun tu comel sangat..kecik lagi dan masih bergelar 'toddler'/baby. Baru reti nak cakap sikit-sikit dan masih pakai lampin and berak kencing kena orang lain cebokkan. Haha. Tapi apapun, saya ucapkan syukur. Perjalanan kehidupan perkahwinan yang saya cuba jalani seadanya, sesyukurnya dan dengan niat utk sama-sama menjadikan perkahwinan ini berterusan dalam rahmatNya, di dalamnya ada sakinah, mawaddah, dan warrrahmah. Aamiin. Tepat jam 12 malam, kami potong kek selepas suami membacakan doa kesyukuran atas milestone 3 tahun kami. Alhamdulillah, sambut dengan baby dalam perut. In sha Allah, tahun hadapan, sambut bertiga. Simple sajer, kek jer pun. Dah dinner depan tv sambil tengok2 movie. Dah kenyang and pastu baru potong kek bila jam 12 tgh malam menjengah. Sedap jugak kek ini, as usual cottage bakery. Saya dah terlalu biasa dgn secret recipe, and pengalaman lalu, kek ta…